LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,813
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,602
−HK$3,850/mo
Today · 4.125%
HK$129,452
baseline
▲ 0.50% · 4.625%
HK$137,329
+HK$7,877/mo
Deposit HK$26.71M · loan HK$26.71M · min. income ≈ HK$258,904/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,516
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,150
−HK$3,687/mo
Today · 4.125%
HK$142,837
baseline
▲ 0.50% · 4.625%
HK$150,367
+HK$7,530/mo
Deposit HK$26.71M · loan HK$26.71M · min. income ≈ HK$285,674/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,176
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$150,723
−HK$4,619/mo
Today · 4.125%
HK$155,342
baseline
▲ 0.50% · 4.625%
HK$164,794
+HK$9,452/mo
Deposit HK$21.37M · loan HK$32.05M · min. income ≈ HK$310,684/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,619
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,980
−HK$4,425/mo
Today · 4.125%
HK$171,405
baseline
▲ 0.50% · 4.625%
HK$180,440
+HK$9,035/mo
Deposit HK$21.37M · loan HK$32.05M · min. income ≈ HK$342,810/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,538
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$175,843
−HK$5,390/mo
Today · 4.125%
HK$181,233
baseline
▲ 0.50% · 4.625%
HK$192,260
+HK$11,027/mo
Deposit HK$16.03M · loan HK$37.39M · min. income ≈ HK$362,466/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,722
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$194,811
−HK$5,161/mo
Today · 4.125%
HK$199,972
baseline
▲ 0.50% · 4.625%
HK$210,513
+HK$10,541/mo
Deposit HK$16.03M · loan HK$37.39M · min. income ≈ HK$399,944/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,264
−HK$13,749/mo
▼ 0.25% · 3.875%
HK$226,084
−HK$6,929/mo
Today · 4.125%
HK$233,013
baseline
▲ 0.50% · 4.625%
HK$247,192
+HK$14,179/mo
Deposit HK$5.34M · loan HK$48.08M · min. income ≈ HK$466,026/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,929
−HK$13,178/mo
▼ 0.25% · 3.875%
HK$250,471
−HK$6,636/mo
Today · 4.125%
HK$257,107
baseline
▲ 0.50% · 4.625%
HK$270,660
+HK$13,553/mo
Deposit HK$5.34M · loan HK$48.08M · min. income ≈ HK$514,214/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,270,385 · Scale 2, in force from 26 Feb 2026)