LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,182
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,561
−HK$385/mo
Today · 4.125%
HK$12,946
baseline
▲ 0.50% · 4.625%
HK$13,733
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,892/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,552
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,915
−HK$369/mo
Today · 4.125%
HK$14,284
baseline
▲ 0.50% · 4.625%
HK$15,037
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,568/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,618
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,073
−HK$462/mo
Today · 4.125%
HK$15,535
baseline
▲ 0.50% · 4.625%
HK$16,480
+HK$945/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,070/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,262
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,699
−HK$442/mo
Today · 4.125%
HK$17,141
baseline
▲ 0.50% · 4.625%
HK$18,044
+HK$903/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,282/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,054
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,585
−HK$539/mo
Today · 4.125%
HK$18,124
baseline
▲ 0.50% · 4.625%
HK$19,227
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,248/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,973
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,482
−HK$516/mo
Today · 4.125%
HK$19,998
baseline
▲ 0.50% · 4.625%
HK$21,052
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,996/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$693/mo
Today · 4.125%
HK$23,302
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,418/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,604/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,048
−HK$663/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,067
+HK$1,356/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,201 · Scale 2, in force from 26 Feb 2026)