LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,823
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,612
−HK$3,850/mo
Today · 4.125%
HK$129,462
baseline
▲ 0.50% · 4.625%
HK$137,340
+HK$7,878/mo
Deposit HK$26.71M · loan HK$26.71M · min. income ≈ HK$258,924/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,527
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,161
−HK$3,688/mo
Today · 4.125%
HK$142,849
baseline
▲ 0.50% · 4.625%
HK$150,378
+HK$7,529/mo
Deposit HK$26.71M · loan HK$26.71M · min. income ≈ HK$285,698/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,187
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$150,735
−HK$4,620/mo
Today · 4.125%
HK$155,355
baseline
▲ 0.50% · 4.625%
HK$164,808
+HK$9,453/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$310,710/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,632
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,994
−HK$4,424/mo
Today · 4.125%
HK$171,418
baseline
▲ 0.50% · 4.625%
HK$180,454
+HK$9,036/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$342,836/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,552
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$175,857
−HK$5,390/mo
Today · 4.125%
HK$181,247
baseline
▲ 0.50% · 4.625%
HK$192,275
+HK$11,028/mo
Deposit HK$16.03M · loan HK$37.40M · min. income ≈ HK$362,494/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,737
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$194,826
−HK$5,162/mo
Today · 4.125%
HK$199,988
baseline
▲ 0.50% · 4.625%
HK$210,530
+HK$10,542/mo
Deposit HK$16.03M · loan HK$37.40M · min. income ≈ HK$399,976/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,281
−HK$13,751/mo
▼ 0.25% · 3.875%
HK$226,102
−HK$6,930/mo
Today · 4.125%
HK$233,032
baseline
▲ 0.50% · 4.625%
HK$247,211
+HK$14,179/mo
Deposit HK$5.34M · loan HK$48.08M · min. income ≈ HK$466,064/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,948
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$250,491
−HK$6,637/mo
Today · 4.125%
HK$257,128
baseline
▲ 0.50% · 4.625%
HK$270,681
+HK$13,553/mo
Deposit HK$5.34M · loan HK$48.08M · min. income ≈ HK$514,256/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,270,565 · Scale 2, in force from 26 Feb 2026)