LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,183
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,562
−HK$385/mo
Today · 4.125%
HK$12,947
baseline
▲ 0.50% · 4.625%
HK$13,735
+HK$788/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,894/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,553
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,917
−HK$368/mo
Today · 4.125%
HK$14,285
baseline
▲ 0.50% · 4.625%
HK$15,038
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,570/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,619
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,074
−HK$462/mo
Today · 4.125%
HK$15,536
baseline
▲ 0.50% · 4.625%
HK$16,481
+HK$945/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,072/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,264
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,700
−HK$443/mo
Today · 4.125%
HK$17,143
baseline
▲ 0.50% · 4.625%
HK$18,046
+HK$903/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,286/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,056
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,586
−HK$539/mo
Today · 4.125%
HK$18,125
baseline
▲ 0.50% · 4.625%
HK$19,228
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,250/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,975
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$517/mo
Today · 4.125%
HK$20,000
baseline
▲ 0.50% · 4.625%
HK$21,054
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,000/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,929
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,611
−HK$693/mo
Today · 4.125%
HK$23,304
baseline
▲ 0.50% · 4.625%
HK$24,722
+HK$1,418/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,608/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,396
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,050
−HK$664/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,069
+HK$1,355/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,212 · Scale 2, in force from 26 Feb 2026)