LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,847
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,637
−HK$3,851/mo
Today · 4.125%
HK$129,488
baseline
▲ 0.50% · 4.625%
HK$137,367
+HK$7,879/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$258,976/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,554
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,189
−HK$3,688/mo
Today · 4.125%
HK$142,877
baseline
▲ 0.50% · 4.625%
HK$150,409
+HK$7,532/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$285,754/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,217
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,765
−HK$4,621/mo
Today · 4.125%
HK$155,386
baseline
▲ 0.50% · 4.625%
HK$164,840
+HK$9,454/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$310,772/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,664
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$167,027
−HK$4,426/mo
Today · 4.125%
HK$171,453
baseline
▲ 0.50% · 4.625%
HK$180,490
+HK$9,037/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$342,906/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,586
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$175,892
−HK$5,391/mo
Today · 4.125%
HK$181,283
baseline
▲ 0.50% · 4.625%
HK$192,314
+HK$11,031/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$362,566/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,775
−HK$10,253/mo
▼ 0.25% · 3.875%
HK$194,865
−HK$5,163/mo
Today · 4.125%
HK$200,028
baseline
▲ 0.50% · 4.625%
HK$210,572
+HK$10,544/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$400,056/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,325
−HK$13,753/mo
▼ 0.25% · 3.875%
HK$226,147
−HK$6,931/mo
Today · 4.125%
HK$233,078
baseline
▲ 0.50% · 4.625%
HK$247,261
+HK$14,183/mo
Deposit HK$5.34M · loan HK$48.09M · min. income ≈ HK$466,156/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,997
−HK$13,182/mo
▼ 0.25% · 3.875%
HK$250,541
−HK$6,638/mo
Today · 4.125%
HK$257,179
baseline
▲ 0.50% · 4.625%
HK$270,735
+HK$13,556/mo
Deposit HK$5.34M · loan HK$48.09M · min. income ≈ HK$514,358/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,271,019 · Scale 2, in force from 26 Feb 2026)