LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,849
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,639
−HK$3,851/mo
Today · 4.125%
HK$129,490
baseline
▲ 0.50% · 4.625%
HK$137,369
+HK$7,879/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$258,980/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,556
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,191
−HK$3,688/mo
Today · 4.125%
HK$142,879
baseline
▲ 0.50% · 4.625%
HK$150,411
+HK$7,532/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$285,758/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,219
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,767
−HK$4,621/mo
Today · 4.125%
HK$155,388
baseline
▲ 0.50% · 4.625%
HK$164,843
+HK$9,455/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$310,776/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,667
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,030
−HK$4,425/mo
Today · 4.125%
HK$171,455
baseline
▲ 0.50% · 4.625%
HK$180,493
+HK$9,038/mo
Deposit HK$21.37M · loan HK$32.06M · min. income ≈ HK$342,910/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,589
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$175,895
−HK$5,391/mo
Today · 4.125%
HK$181,286
baseline
▲ 0.50% · 4.625%
HK$192,317
+HK$11,031/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$362,572/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,778
−HK$10,253/mo
▼ 0.25% · 3.875%
HK$194,868
−HK$5,163/mo
Today · 4.125%
HK$200,031
baseline
▲ 0.50% · 4.625%
HK$210,575
+HK$10,544/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$400,062/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,328
−HK$13,754/mo
▼ 0.25% · 3.875%
HK$226,151
−HK$6,931/mo
Today · 4.125%
HK$233,082
baseline
▲ 0.50% · 4.625%
HK$247,265
+HK$14,183/mo
Deposit HK$5.34M · loan HK$48.09M · min. income ≈ HK$466,164/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,000
−HK$13,183/mo
▼ 0.25% · 3.875%
HK$250,544
−HK$6,639/mo
Today · 4.125%
HK$257,183
baseline
▲ 0.50% · 4.625%
HK$270,740
+HK$13,557/mo
Deposit HK$5.34M · loan HK$48.09M · min. income ≈ HK$514,366/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,271,054 · Scale 2, in force from 26 Feb 2026)