LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,185
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,564
−HK$385/mo
Today · 4.125%
HK$12,949
baseline
▲ 0.50% · 4.625%
HK$13,737
+HK$788/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,898/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,556
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,919
−HK$369/mo
Today · 4.125%
HK$14,288
baseline
▲ 0.50% · 4.625%
HK$15,041
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,576/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,622
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,077
−HK$462/mo
Today · 4.125%
HK$15,539
baseline
▲ 0.50% · 4.625%
HK$16,484
+HK$945/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,078/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,267
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,703
−HK$443/mo
Today · 4.125%
HK$17,146
baseline
▲ 0.50% · 4.625%
HK$18,049
+HK$903/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,292/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,059
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,590
−HK$539/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,232
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$516/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,933
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,615
−HK$693/mo
Today · 4.125%
HK$23,308
baseline
▲ 0.50% · 4.625%
HK$24,727
+HK$1,419/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,616/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$663/mo
Today · 4.125%
HK$25,718
baseline
▲ 0.50% · 4.625%
HK$27,074
+HK$1,356/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,436/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,233 · Scale 2, in force from 26 Feb 2026)