LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,875
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$125,666
−HK$3,851/mo
Today · 4.125%
HK$129,517
baseline
▲ 0.50% · 4.625%
HK$137,398
+HK$7,881/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$259,034/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,584
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,221
−HK$3,689/mo
Today · 4.125%
HK$142,910
baseline
▲ 0.50% · 4.625%
HK$150,443
+HK$7,533/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$285,820/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,250
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$150,799
−HK$4,622/mo
Today · 4.125%
HK$155,421
baseline
▲ 0.50% · 4.625%
HK$164,878
+HK$9,457/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$310,842/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,701
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$167,065
−HK$4,427/mo
Today · 4.125%
HK$171,492
baseline
▲ 0.50% · 4.625%
HK$180,531
+HK$9,039/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$342,984/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,625
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$175,932
−HK$5,392/mo
Today · 4.125%
HK$181,324
baseline
▲ 0.50% · 4.625%
HK$192,357
+HK$11,033/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$362,648/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,818
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$194,909
−HK$5,164/mo
Today · 4.125%
HK$200,073
baseline
▲ 0.50% · 4.625%
HK$210,620
+HK$10,547/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$400,146/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,375
−HK$13,756/mo
▼ 0.25% · 3.875%
HK$226,198
−HK$6,933/mo
Today · 4.125%
HK$233,131
baseline
▲ 0.50% · 4.625%
HK$247,317
+HK$14,186/mo
Deposit HK$5.34M · loan HK$48.10M · min. income ≈ HK$466,262/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,052
−HK$13,185/mo
▼ 0.25% · 3.875%
HK$250,597
−HK$6,640/mo
Today · 4.125%
HK$257,237
baseline
▲ 0.50% · 4.625%
HK$270,797
+HK$13,560/mo
Deposit HK$5.34M · loan HK$48.10M · min. income ≈ HK$514,474/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,533 · Scale 2, in force from 26 Feb 2026)