LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,188
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,567
−HK$385/mo
Today · 4.125%
HK$12,952
baseline
▲ 0.50% · 4.625%
HK$13,740
+HK$788/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,904/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,558
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,922
−HK$369/mo
Today · 4.125%
HK$14,291
baseline
▲ 0.50% · 4.625%
HK$15,044
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,582/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,625
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,080
−HK$462/mo
Today · 4.125%
HK$15,542
baseline
▲ 0.50% · 4.625%
HK$16,488
+HK$946/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,084/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,270
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,707
−HK$442/mo
Today · 4.125%
HK$17,149
baseline
▲ 0.50% · 4.625%
HK$18,053
+HK$904/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,298/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,063
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,593
−HK$539/mo
Today · 4.125%
HK$18,132
baseline
▲ 0.50% · 4.625%
HK$19,236
+HK$1,104/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,264/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,982
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,491
−HK$516/mo
Today · 4.125%
HK$20,007
baseline
▲ 0.50% · 4.625%
HK$21,062
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,014/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,938
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$693/mo
Today · 4.125%
HK$23,313
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,419/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,626/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,405
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$664/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,356/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,258 · Scale 2, in force from 26 Feb 2026)