LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,877
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,668
−HK$3,852/mo
Today · 4.125%
HK$129,520
baseline
▲ 0.50% · 4.625%
HK$137,401
+HK$7,881/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$259,040/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,587
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,224
−HK$3,689/mo
Today · 4.125%
HK$142,913
baseline
▲ 0.50% · 4.625%
HK$150,446
+HK$7,533/mo
Deposit HK$26.72M · loan HK$26.72M · min. income ≈ HK$285,826/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,253
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$150,802
−HK$4,622/mo
Today · 4.125%
HK$155,424
baseline
▲ 0.50% · 4.625%
HK$164,881
+HK$9,457/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$310,848/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,705
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$167,068
−HK$4,427/mo
Today · 4.125%
HK$171,495
baseline
▲ 0.50% · 4.625%
HK$180,535
+HK$9,040/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$342,990/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,628
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$175,936
−HK$5,392/mo
Today · 4.125%
HK$181,328
baseline
▲ 0.50% · 4.625%
HK$192,362
+HK$11,034/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$362,656/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,822
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,913
−HK$5,165/mo
Today · 4.125%
HK$200,078
baseline
▲ 0.50% · 4.625%
HK$210,624
+HK$10,546/mo
Deposit HK$16.03M · loan HK$37.41M · min. income ≈ HK$400,156/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,379
−HK$13,757/mo
▼ 0.25% · 3.875%
HK$226,203
−HK$6,933/mo
Today · 4.125%
HK$233,136
baseline
▲ 0.50% · 4.625%
HK$247,322
+HK$14,186/mo
Deposit HK$5.34M · loan HK$48.10M · min. income ≈ HK$466,272/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,057
−HK$13,186/mo
▼ 0.25% · 3.875%
HK$250,603
−HK$6,640/mo
Today · 4.125%
HK$257,243
baseline
▲ 0.50% · 4.625%
HK$270,803
+HK$13,560/mo
Deposit HK$5.34M · loan HK$48.10M · min. income ≈ HK$514,486/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,582 · Scale 2, in force from 26 Feb 2026)