LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,890
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$125,682
−HK$3,852/mo
Today · 4.125%
HK$129,534
baseline
▲ 0.50% · 4.625%
HK$137,416
+HK$7,882/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$259,068/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,602
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,239
−HK$3,689/mo
Today · 4.125%
HK$142,928
baseline
▲ 0.50% · 4.625%
HK$150,462
+HK$7,534/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$285,856/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,268
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$150,818
−HK$4,623/mo
Today · 4.125%
HK$155,441
baseline
▲ 0.50% · 4.625%
HK$164,899
+HK$9,458/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$310,882/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,722
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$167,086
−HK$4,428/mo
Today · 4.125%
HK$171,514
baseline
▲ 0.50% · 4.625%
HK$180,554
+HK$9,040/mo
Deposit HK$21.38M · loan HK$32.07M · min. income ≈ HK$343,028/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,647
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$175,955
−HK$5,393/mo
Today · 4.125%
HK$181,348
baseline
▲ 0.50% · 4.625%
HK$192,382
+HK$11,034/mo
Deposit HK$16.04M · loan HK$37.42M · min. income ≈ HK$362,696/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,843
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,934
−HK$5,165/mo
Today · 4.125%
HK$200,099
baseline
▲ 0.50% · 4.625%
HK$210,647
+HK$10,548/mo
Deposit HK$16.04M · loan HK$37.42M · min. income ≈ HK$400,198/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,403
−HK$13,758/mo
▼ 0.25% · 3.875%
HK$226,227
−HK$6,934/mo
Today · 4.125%
HK$233,161
baseline
▲ 0.50% · 4.625%
HK$247,348
+HK$14,187/mo
Deposit HK$5.35M · loan HK$48.11M · min. income ≈ HK$466,322/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,083
−HK$13,187/mo
▼ 0.25% · 3.875%
HK$250,629
−HK$6,641/mo
Today · 4.125%
HK$257,270
baseline
▲ 0.50% · 4.625%
HK$270,831
+HK$13,561/mo
Deposit HK$5.35M · loan HK$48.11M · min. income ≈ HK$514,540/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,271,824 · Scale 2, in force from 26 Feb 2026)