LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,190
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,569
−HK$386/mo
Today · 4.125%
HK$12,955
baseline
▲ 0.50% · 4.625%
HK$13,743
+HK$788/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,910/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,562
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,925
−HK$369/mo
Today · 4.125%
HK$14,294
baseline
▲ 0.50% · 4.625%
HK$15,048
+HK$754/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,588/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,628
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,083
−HK$463/mo
Today · 4.125%
HK$15,546
baseline
▲ 0.50% · 4.625%
HK$16,492
+HK$946/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,092/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,274
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,710
−HK$443/mo
Today · 4.125%
HK$17,153
baseline
▲ 0.50% · 4.625%
HK$18,057
+HK$904/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,306/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,066
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$540/mo
Today · 4.125%
HK$18,137
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,274/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,986
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,495
−HK$517/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,067
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,942
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$693/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,419/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,411
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,065
−HK$665/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,086
+HK$1,356/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,285 · Scale 2, in force from 26 Feb 2026)