LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,903
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$125,695
−HK$3,852/mo
Today · 4.125%
HK$129,547
baseline
▲ 0.50% · 4.625%
HK$137,430
+HK$7,883/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$259,094/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,616
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,253
−HK$3,690/mo
Today · 4.125%
HK$142,943
baseline
▲ 0.50% · 4.625%
HK$150,477
+HK$7,534/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$285,886/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,284
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$150,834
−HK$4,623/mo
Today · 4.125%
HK$155,457
baseline
▲ 0.50% · 4.625%
HK$164,916
+HK$9,459/mo
Deposit HK$21.38M · loan HK$32.08M · min. income ≈ HK$310,914/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,739
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$167,104
−HK$4,427/mo
Today · 4.125%
HK$171,531
baseline
▲ 0.50% · 4.625%
HK$180,573
+HK$9,042/mo
Deposit HK$21.38M · loan HK$32.08M · min. income ≈ HK$343,062/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,664
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$175,973
−HK$5,393/mo
Today · 4.125%
HK$181,366
baseline
▲ 0.50% · 4.625%
HK$192,402
+HK$11,036/mo
Deposit HK$16.04M · loan HK$37.42M · min. income ≈ HK$362,732/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,862
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$194,954
−HK$5,166/mo
Today · 4.125%
HK$200,120
baseline
▲ 0.50% · 4.625%
HK$210,668
+HK$10,548/mo
Deposit HK$16.04M · loan HK$37.42M · min. income ≈ HK$400,240/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,425
−HK$13,760/mo
▼ 0.25% · 3.875%
HK$226,251
−HK$6,934/mo
Today · 4.125%
HK$233,185
baseline
▲ 0.50% · 4.625%
HK$247,374
+HK$14,189/mo
Deposit HK$5.35M · loan HK$48.11M · min. income ≈ HK$466,370/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,109
−HK$13,188/mo
▼ 0.25% · 3.875%
HK$250,655
−HK$6,642/mo
Today · 4.125%
HK$257,297
baseline
▲ 0.50% · 4.625%
HK$270,859
+HK$13,562/mo
Deposit HK$5.35M · loan HK$48.11M · min. income ≈ HK$514,594/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,059 · Scale 2, in force from 26 Feb 2026)