LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,914
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,707
−HK$3,853/mo
Today · 4.125%
HK$129,560
baseline
▲ 0.50% · 4.625%
HK$137,443
+HK$7,883/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$259,120/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,629
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,266
−HK$3,690/mo
Today · 4.125%
HK$142,956
baseline
▲ 0.50% · 4.625%
HK$150,492
+HK$7,536/mo
Deposit HK$26.73M · loan HK$26.73M · min. income ≈ HK$285,912/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,297
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$150,848
−HK$4,624/mo
Today · 4.125%
HK$155,472
baseline
▲ 0.50% · 4.625%
HK$164,932
+HK$9,460/mo
Deposit HK$21.39M · loan HK$32.08M · min. income ≈ HK$310,944/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,754
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$167,119
−HK$4,428/mo
Today · 4.125%
HK$171,547
baseline
▲ 0.50% · 4.625%
HK$180,590
+HK$9,043/mo
Deposit HK$21.39M · loan HK$32.08M · min. income ≈ HK$343,094/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,680
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$175,989
−HK$5,394/mo
Today · 4.125%
HK$181,383
baseline
▲ 0.50% · 4.625%
HK$192,420
+HK$11,037/mo
Deposit HK$16.04M · loan HK$37.43M · min. income ≈ HK$362,766/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,880
−HK$10,259/mo
▼ 0.25% · 3.875%
HK$194,973
−HK$5,166/mo
Today · 4.125%
HK$200,139
baseline
▲ 0.50% · 4.625%
HK$210,688
+HK$10,549/mo
Deposit HK$16.04M · loan HK$37.43M · min. income ≈ HK$400,278/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,446
−HK$13,761/mo
▼ 0.25% · 3.875%
HK$226,272
−HK$6,935/mo
Today · 4.125%
HK$233,207
baseline
▲ 0.50% · 4.625%
HK$247,397
+HK$14,190/mo
Deposit HK$5.35M · loan HK$48.12M · min. income ≈ HK$466,414/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,132
−HK$13,189/mo
▼ 0.25% · 3.875%
HK$250,679
−HK$6,642/mo
Today · 4.125%
HK$257,321
baseline
▲ 0.50% · 4.625%
HK$270,885
+HK$13,564/mo
Deposit HK$5.35M · loan HK$48.12M · min. income ≈ HK$514,642/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,274 · Scale 2, in force from 26 Feb 2026)