LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,194
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,573
−HK$385/mo
Today · 4.125%
HK$12,958
baseline
▲ 0.50% · 4.625%
HK$13,747
+HK$789/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,916/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,565
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,929
−HK$369/mo
Today · 4.125%
HK$14,298
baseline
▲ 0.50% · 4.625%
HK$15,052
+HK$754/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,596/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,632
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,088
−HK$462/mo
Today · 4.125%
HK$15,550
baseline
▲ 0.50% · 4.625%
HK$16,496
+HK$946/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,100/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,278
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,715
−HK$443/mo
Today · 4.125%
HK$17,158
baseline
▲ 0.50% · 4.625%
HK$18,062
+HK$904/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,316/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,071
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,602
−HK$540/mo
Today · 4.125%
HK$18,142
baseline
▲ 0.50% · 4.625%
HK$19,246
+HK$1,104/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,284/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,991
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,501
−HK$517/mo
Today · 4.125%
HK$20,018
baseline
▲ 0.50% · 4.625%
HK$21,073
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,036/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,949
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,631
−HK$694/mo
Today · 4.125%
HK$23,325
baseline
▲ 0.50% · 4.625%
HK$24,744
+HK$1,419/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$46,650/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,418
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,072
−HK$665/mo
Today · 4.125%
HK$25,737
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,356/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$51,474/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,319 · Scale 2, in force from 26 Feb 2026)