LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,945
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$125,739
−HK$3,853/mo
Today · 4.125%
HK$129,592
baseline
▲ 0.50% · 4.625%
HK$137,478
+HK$7,886/mo
Deposit HK$26.74M · loan HK$26.74M · min. income ≈ HK$259,184/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,663
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,301
−HK$3,692/mo
Today · 4.125%
HK$142,993
baseline
▲ 0.50% · 4.625%
HK$150,530
+HK$7,537/mo
Deposit HK$26.74M · loan HK$26.74M · min. income ≈ HK$285,986/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,334
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$150,886
−HK$4,625/mo
Today · 4.125%
HK$155,511
baseline
▲ 0.50% · 4.625%
HK$164,973
+HK$9,462/mo
Deposit HK$21.39M · loan HK$32.09M · min. income ≈ HK$311,022/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,796
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,162
−HK$4,429/mo
Today · 4.125%
HK$171,591
baseline
▲ 0.50% · 4.625%
HK$180,636
+HK$9,045/mo
Deposit HK$21.39M · loan HK$32.09M · min. income ≈ HK$343,182/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,724
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$176,034
−HK$5,395/mo
Today · 4.125%
HK$181,429
baseline
▲ 0.50% · 4.625%
HK$192,469
+HK$11,040/mo
Deposit HK$16.04M · loan HK$37.44M · min. income ≈ HK$362,858/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,928
−HK$10,262/mo
▼ 0.25% · 3.875%
HK$195,022
−HK$5,168/mo
Today · 4.125%
HK$200,190
baseline
▲ 0.50% · 4.625%
HK$210,742
+HK$10,552/mo
Deposit HK$16.04M · loan HK$37.44M · min. income ≈ HK$400,380/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,502
−HK$13,764/mo
▼ 0.25% · 3.875%
HK$226,329
−HK$6,937/mo
Today · 4.125%
HK$233,266
baseline
▲ 0.50% · 4.625%
HK$247,460
+HK$14,194/mo
Deposit HK$5.35M · loan HK$48.13M · min. income ≈ HK$466,532/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,193
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$250,743
−HK$6,644/mo
Today · 4.125%
HK$257,387
baseline
▲ 0.50% · 4.625%
HK$270,954
+HK$13,567/mo
Deposit HK$5.35M · loan HK$48.13M · min. income ≈ HK$514,774/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,850 · Scale 2, in force from 26 Feb 2026)