LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,947
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,741
−HK$3,854/mo
Today · 4.125%
HK$129,595
baseline
▲ 0.50% · 4.625%
HK$137,480
+HK$7,885/mo
Deposit HK$26.74M · loan HK$26.74M · min. income ≈ HK$259,190/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,665
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,304
−HK$3,691/mo
Today · 4.125%
HK$142,995
baseline
▲ 0.50% · 4.625%
HK$150,532
+HK$7,537/mo
Deposit HK$26.74M · loan HK$26.74M · min. income ≈ HK$285,990/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,337
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,889
−HK$4,624/mo
Today · 4.125%
HK$155,513
baseline
▲ 0.50% · 4.625%
HK$164,976
+HK$9,463/mo
Deposit HK$21.39M · loan HK$32.09M · min. income ≈ HK$311,026/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,798
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$167,164
−HK$4,430/mo
Today · 4.125%
HK$171,594
baseline
▲ 0.50% · 4.625%
HK$180,639
+HK$9,045/mo
Deposit HK$21.39M · loan HK$32.09M · min. income ≈ HK$343,188/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,726
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$176,037
−HK$5,395/mo
Today · 4.125%
HK$181,432
baseline
▲ 0.50% · 4.625%
HK$192,472
+HK$11,040/mo
Deposit HK$16.04M · loan HK$37.44M · min. income ≈ HK$362,864/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,931
−HK$10,262/mo
▼ 0.25% · 3.875%
HK$195,025
−HK$5,168/mo
Today · 4.125%
HK$200,193
baseline
▲ 0.50% · 4.625%
HK$210,745
+HK$10,552/mo
Deposit HK$16.04M · loan HK$37.44M · min. income ≈ HK$400,386/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,505
−HK$13,765/mo
▼ 0.25% · 3.875%
HK$226,333
−HK$6,937/mo
Today · 4.125%
HK$233,270
baseline
▲ 0.50% · 4.625%
HK$247,464
+HK$14,194/mo
Deposit HK$5.35M · loan HK$48.13M · min. income ≈ HK$466,540/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,197
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$250,747
−HK$6,644/mo
Today · 4.125%
HK$257,391
baseline
▲ 0.50% · 4.625%
HK$270,958
+HK$13,567/mo
Deposit HK$5.35M · loan HK$48.13M · min. income ≈ HK$514,782/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,272,887 · Scale 2, in force from 26 Feb 2026)