LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,006
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,801
−HK$3,855/mo
Today · 4.125%
HK$129,656
baseline
▲ 0.50% · 4.625%
HK$137,546
+HK$7,890/mo
Deposit HK$26.75M · loan HK$26.75M · min. income ≈ HK$259,312/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,730
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,370
−HK$3,693/mo
Today · 4.125%
HK$143,063
baseline
▲ 0.50% · 4.625%
HK$150,604
+HK$7,541/mo
Deposit HK$26.75M · loan HK$26.75M · min. income ≈ HK$286,126/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,407
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,961
−HK$4,627/mo
Today · 4.125%
HK$155,588
baseline
▲ 0.50% · 4.625%
HK$165,055
+HK$9,467/mo
Deposit HK$21.40M · loan HK$32.10M · min. income ≈ HK$311,176/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,876
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$167,244
−HK$4,432/mo
Today · 4.125%
HK$171,676
baseline
▲ 0.50% · 4.625%
HK$180,725
+HK$9,049/mo
Deposit HK$21.40M · loan HK$32.10M · min. income ≈ HK$343,352/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,808
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$176,121
−HK$5,398/mo
Today · 4.125%
HK$181,519
baseline
▲ 0.50% · 4.625%
HK$192,564
+HK$11,045/mo
Deposit HK$16.05M · loan HK$37.45M · min. income ≈ HK$363,038/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,022
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$195,118
−HK$5,170/mo
Today · 4.125%
HK$200,288
baseline
▲ 0.50% · 4.625%
HK$210,846
+HK$10,558/mo
Deposit HK$16.05M · loan HK$37.45M · min. income ≈ HK$400,576/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,610
−HK$13,771/mo
▼ 0.25% · 3.875%
HK$226,441
−HK$6,940/mo
Today · 4.125%
HK$233,381
baseline
▲ 0.50% · 4.625%
HK$247,582
+HK$14,201/mo
Deposit HK$5.35M · loan HK$48.15M · min. income ≈ HK$466,762/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,314
−HK$13,199/mo
▼ 0.25% · 3.875%
HK$250,866
−HK$6,647/mo
Today · 4.125%
HK$257,513
baseline
▲ 0.50% · 4.625%
HK$271,087
+HK$13,574/mo
Deposit HK$5.35M · loan HK$48.15M · min. income ≈ HK$515,026/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$2,273,970 · Scale 2, in force from 26 Feb 2026)