LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,201
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,581
−HK$385/mo
Today · 4.125%
HK$12,966
baseline
▲ 0.50% · 4.625%
HK$13,755
+HK$789/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,932/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,574
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,938
−HK$369/mo
Today · 4.125%
HK$14,307
baseline
▲ 0.50% · 4.625%
HK$15,061
+HK$754/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,614/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,642
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,097
−HK$463/mo
Today · 4.125%
HK$15,560
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$946/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,120/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,289
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,725
−HK$444/mo
Today · 4.125%
HK$17,169
baseline
▲ 0.50% · 4.625%
HK$18,074
+HK$905/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,338/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,613
−HK$540/mo
Today · 4.125%
HK$18,153
baseline
▲ 0.50% · 4.625%
HK$19,258
+HK$1,105/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,306/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,003
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,513
−HK$517/mo
Today · 4.125%
HK$20,030
baseline
▲ 0.50% · 4.625%
HK$21,086
+HK$1,056/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,060/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,962
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$694/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,760
+HK$1,420/mo
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,433
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,088
−HK$665/mo
Today · 4.125%
HK$25,753
baseline
▲ 0.50% · 4.625%
HK$27,110
+HK$1,357/mo
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$51,506/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,395 · Scale 2, in force from 26 Feb 2026)