LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,030
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,826
−HK$3,857/mo
Today · 4.125%
HK$129,683
baseline
▲ 0.50% · 4.625%
HK$137,574
+HK$7,891/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$259,366/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,758
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,399
−HK$3,693/mo
Today · 4.125%
HK$143,092
baseline
▲ 0.50% · 4.625%
HK$150,635
+HK$7,543/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$286,184/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,436
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$150,991
−HK$4,628/mo
Today · 4.125%
HK$155,619
baseline
▲ 0.50% · 4.625%
HK$165,088
+HK$9,469/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$311,238/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,909
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,278
−HK$4,433/mo
Today · 4.125%
HK$171,711
baseline
▲ 0.50% · 4.625%
HK$180,762
+HK$9,051/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$343,422/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,843
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$176,157
−HK$5,399/mo
Today · 4.125%
HK$181,556
baseline
▲ 0.50% · 4.625%
HK$192,603
+HK$11,047/mo
Deposit HK$16.05M · loan HK$37.46M · min. income ≈ HK$363,112/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,061
−HK$10,268/mo
▼ 0.25% · 3.875%
HK$195,158
−HK$5,171/mo
Today · 4.125%
HK$200,329
baseline
▲ 0.50% · 4.625%
HK$210,889
+HK$10,560/mo
Deposit HK$16.05M · loan HK$37.46M · min. income ≈ HK$400,658/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,655
−HK$13,774/mo
▼ 0.25% · 3.875%
HK$226,487
−HK$6,942/mo
Today · 4.125%
HK$233,429
baseline
▲ 0.50% · 4.625%
HK$247,633
+HK$14,204/mo
Deposit HK$5.35M · loan HK$48.16M · min. income ≈ HK$466,858/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,364
−HK$13,202/mo
▼ 0.25% · 3.875%
HK$250,917
−HK$6,649/mo
Today · 4.125%
HK$257,566
baseline
▲ 0.50% · 4.625%
HK$271,143
+HK$13,577/mo
Deposit HK$5.35M · loan HK$48.16M · min. income ≈ HK$515,132/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,434 · Scale 2, in force from 26 Feb 2026)