LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,031
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,827
−HK$3,857/mo
Today · 4.125%
HK$129,684
baseline
▲ 0.50% · 4.625%
HK$137,575
+HK$7,891/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$259,368/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,759
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,400
−HK$3,693/mo
Today · 4.125%
HK$143,093
baseline
▲ 0.50% · 4.625%
HK$150,636
+HK$7,543/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$286,186/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,438
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$150,993
−HK$4,628/mo
Today · 4.125%
HK$155,621
baseline
▲ 0.50% · 4.625%
HK$165,090
+HK$9,469/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$311,242/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,910
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,280
−HK$4,432/mo
Today · 4.125%
HK$171,712
baseline
▲ 0.50% · 4.625%
HK$180,763
+HK$9,051/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$343,424/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,844
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$176,158
−HK$5,399/mo
Today · 4.125%
HK$181,557
baseline
▲ 0.50% · 4.625%
HK$192,605
+HK$11,048/mo
Deposit HK$16.05M · loan HK$37.46M · min. income ≈ HK$363,114/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,062
−HK$10,269/mo
▼ 0.25% · 3.875%
HK$195,160
−HK$5,171/mo
Today · 4.125%
HK$200,331
baseline
▲ 0.50% · 4.625%
HK$210,890
+HK$10,559/mo
Deposit HK$16.05M · loan HK$37.46M · min. income ≈ HK$400,662/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,657
−HK$13,774/mo
▼ 0.25% · 3.875%
HK$226,489
−HK$6,942/mo
Today · 4.125%
HK$233,431
baseline
▲ 0.50% · 4.625%
HK$247,635
+HK$14,204/mo
Deposit HK$5.35M · loan HK$48.16M · min. income ≈ HK$466,862/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,366
−HK$13,202/mo
▼ 0.25% · 3.875%
HK$250,919
−HK$6,649/mo
Today · 4.125%
HK$257,568
baseline
▲ 0.50% · 4.625%
HK$271,145
+HK$13,577/mo
Deposit HK$5.35M · loan HK$48.16M · min. income ≈ HK$515,136/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,453 · Scale 2, in force from 26 Feb 2026)