LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,048
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,844
−HK$3,858/mo
Today · 4.125%
HK$129,702
baseline
▲ 0.50% · 4.625%
HK$137,594
+HK$7,892/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$259,404/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,777
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,419
−HK$3,694/mo
Today · 4.125%
HK$143,113
baseline
▲ 0.50% · 4.625%
HK$150,657
+HK$7,544/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$286,226/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,458
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,013
−HK$4,629/mo
Today · 4.125%
HK$155,642
baseline
▲ 0.50% · 4.625%
HK$165,112
+HK$9,470/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$311,284/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,933
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,302
−HK$4,433/mo
Today · 4.125%
HK$171,735
baseline
▲ 0.50% · 4.625%
HK$180,788
+HK$9,053/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$343,470/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,867
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$176,182
−HK$5,400/mo
Today · 4.125%
HK$181,582
baseline
▲ 0.50% · 4.625%
HK$192,631
+HK$11,049/mo
Deposit HK$16.06M · loan HK$37.47M · min. income ≈ HK$363,164/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,088
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,186
−HK$5,172/mo
Today · 4.125%
HK$200,358
baseline
▲ 0.50% · 4.625%
HK$210,919
+HK$10,561/mo
Deposit HK$16.06M · loan HK$37.47M · min. income ≈ HK$400,716/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,686
−HK$13,777/mo
▼ 0.25% · 3.875%
HK$226,520
−HK$6,943/mo
Today · 4.125%
HK$233,463
baseline
▲ 0.50% · 4.625%
HK$247,668
+HK$14,205/mo
Deposit HK$5.35M · loan HK$48.17M · min. income ≈ HK$466,926/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,399
−HK$13,204/mo
▼ 0.25% · 3.875%
HK$250,954
−HK$6,649/mo
Today · 4.125%
HK$257,603
baseline
▲ 0.50% · 4.625%
HK$271,182
+HK$13,579/mo
Deposit HK$5.35M · loan HK$48.17M · min. income ≈ HK$515,206/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,763 · Scale 2, in force from 26 Feb 2026)