LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,049
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,846
−HK$3,857/mo
Today · 4.125%
HK$129,703
baseline
▲ 0.50% · 4.625%
HK$137,595
+HK$7,892/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$259,406/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,779
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,420
−HK$3,694/mo
Today · 4.125%
HK$143,114
baseline
▲ 0.50% · 4.625%
HK$150,658
+HK$7,544/mo
Deposit HK$26.76M · loan HK$26.76M · min. income ≈ HK$286,228/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,459
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,015
−HK$4,628/mo
Today · 4.125%
HK$155,643
baseline
▲ 0.50% · 4.625%
HK$165,114
+HK$9,471/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$311,286/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,934
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$167,304
−HK$4,433/mo
Today · 4.125%
HK$171,737
baseline
▲ 0.50% · 4.625%
HK$180,790
+HK$9,053/mo
Deposit HK$21.41M · loan HK$32.11M · min. income ≈ HK$343,474/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,869
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$176,184
−HK$5,400/mo
Today · 4.125%
HK$181,584
baseline
▲ 0.50% · 4.625%
HK$192,633
+HK$11,049/mo
Deposit HK$16.06M · loan HK$37.47M · min. income ≈ HK$363,168/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,090
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,188
−HK$5,172/mo
Today · 4.125%
HK$200,360
baseline
▲ 0.50% · 4.625%
HK$210,921
+HK$10,561/mo
Deposit HK$16.06M · loan HK$37.47M · min. income ≈ HK$400,720/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,689
−HK$13,776/mo
▼ 0.25% · 3.875%
HK$226,522
−HK$6,943/mo
Today · 4.125%
HK$233,465
baseline
▲ 0.50% · 4.625%
HK$247,671
+HK$14,206/mo
Deposit HK$5.35M · loan HK$48.17M · min. income ≈ HK$466,930/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,401
−HK$13,205/mo
▼ 0.25% · 3.875%
HK$250,956
−HK$6,650/mo
Today · 4.125%
HK$257,606
baseline
▲ 0.50% · 4.625%
HK$271,184
+HK$13,578/mo
Deposit HK$5.35M · loan HK$48.17M · min. income ≈ HK$515,212/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,274,786 · Scale 2, in force from 26 Feb 2026)