LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,208
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,588
−HK$386/mo
Today · 4.125%
HK$12,974
baseline
▲ 0.50% · 4.625%
HK$13,763
+HK$789/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,948/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,582
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,946
−HK$369/mo
Today · 4.125%
HK$14,315
baseline
▲ 0.50% · 4.625%
HK$15,070
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,630/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,650
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,106
−HK$463/mo
Today · 4.125%
HK$15,569
baseline
▲ 0.50% · 4.625%
HK$16,516
+HK$947/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,138/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,298
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,735
−HK$443/mo
Today · 4.125%
HK$17,178
baseline
▲ 0.50% · 4.625%
HK$18,084
+HK$906/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,356/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,623
−HK$540/mo
Today · 4.125%
HK$18,163
baseline
▲ 0.50% · 4.625%
HK$19,269
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,326/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,014
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,524
−HK$517/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,098
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,975
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,658
−HK$695/mo
Today · 4.125%
HK$23,353
baseline
▲ 0.50% · 4.625%
HK$24,774
+HK$1,421/mo
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$46,706/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,447
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,102
−HK$666/mo
Today · 4.125%
HK$25,768
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,358/mo
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$51,536/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,463 · Scale 2, in force from 26 Feb 2026)