LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,091
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,888
−HK$3,859/mo
Today · 4.125%
HK$129,747
baseline
▲ 0.50% · 4.625%
HK$137,642
+HK$7,895/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$259,494/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,825
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,467
−HK$3,696/mo
Today · 4.125%
HK$143,163
baseline
▲ 0.50% · 4.625%
HK$150,709
+HK$7,546/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$286,326/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,509
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,066
−HK$4,630/mo
Today · 4.125%
HK$155,696
baseline
▲ 0.50% · 4.625%
HK$165,170
+HK$9,474/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$311,392/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,990
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,361
−HK$4,435/mo
Today · 4.125%
HK$171,796
baseline
▲ 0.50% · 4.625%
HK$180,851
+HK$9,055/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$343,592/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,927
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$176,244
−HK$5,402/mo
Today · 4.125%
HK$181,646
baseline
▲ 0.50% · 4.625%
HK$192,698
+HK$11,052/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$363,292/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,155
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$195,254
−HK$5,174/mo
Today · 4.125%
HK$200,428
baseline
▲ 0.50% · 4.625%
HK$210,993
+HK$10,565/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$400,856/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,763
−HK$13,781/mo
▼ 0.25% · 3.875%
HK$226,599
−HK$6,945/mo
Today · 4.125%
HK$233,544
baseline
▲ 0.50% · 4.625%
HK$247,755
+HK$14,211/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$467,088/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,485
−HK$13,208/mo
▼ 0.25% · 3.875%
HK$251,041
−HK$6,652/mo
Today · 4.125%
HK$257,693
baseline
▲ 0.50% · 4.625%
HK$271,277
+HK$13,584/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$515,386/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,559 · Scale 2, in force from 26 Feb 2026)