LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,101
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,899
−HK$3,859/mo
Today · 4.125%
HK$129,758
baseline
▲ 0.50% · 4.625%
HK$137,654
+HK$7,896/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$259,516/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,836
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,480
−HK$3,695/mo
Today · 4.125%
HK$143,175
baseline
▲ 0.50% · 4.625%
HK$150,722
+HK$7,547/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$286,350/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,522
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$151,079
−HK$4,631/mo
Today · 4.125%
HK$155,710
baseline
▲ 0.50% · 4.625%
HK$165,184
+HK$9,474/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$311,420/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,004
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,375
−HK$4,435/mo
Today · 4.125%
HK$171,810
baseline
▲ 0.50% · 4.625%
HK$180,867
+HK$9,057/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$343,620/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,942
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$176,259
−HK$5,402/mo
Today · 4.125%
HK$181,661
baseline
▲ 0.50% · 4.625%
HK$192,715
+HK$11,054/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$363,322/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,171
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,271
−HK$5,174/mo
Today · 4.125%
HK$200,445
baseline
▲ 0.50% · 4.625%
HK$211,011
+HK$10,566/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$400,890/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,782
−HK$13,783/mo
▼ 0.25% · 3.875%
HK$226,619
−HK$6,946/mo
Today · 4.125%
HK$233,565
baseline
▲ 0.50% · 4.625%
HK$247,776
+HK$14,211/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$467,130/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,506
−HK$13,210/mo
▼ 0.25% · 3.875%
HK$251,063
−HK$6,653/mo
Today · 4.125%
HK$257,716
baseline
▲ 0.50% · 4.625%
HK$271,300
+HK$13,584/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$515,432/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,755 · Scale 2, in force from 26 Feb 2026)