LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,104
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,902
−HK$3,859/mo
Today · 4.125%
HK$129,761
baseline
▲ 0.50% · 4.625%
HK$137,656
+HK$7,895/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$259,522/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,839
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,482
−HK$3,696/mo
Today · 4.125%
HK$143,178
baseline
▲ 0.50% · 4.625%
HK$150,725
+HK$7,547/mo
Deposit HK$26.77M · loan HK$26.77M · min. income ≈ HK$286,356/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,524
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$151,082
−HK$4,631/mo
Today · 4.125%
HK$155,713
baseline
▲ 0.50% · 4.625%
HK$165,187
+HK$9,474/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$311,426/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,007
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$167,379
−HK$4,435/mo
Today · 4.125%
HK$171,814
baseline
▲ 0.50% · 4.625%
HK$180,870
+HK$9,056/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$343,628/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,945
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$176,262
−HK$5,403/mo
Today · 4.125%
HK$181,665
baseline
▲ 0.50% · 4.625%
HK$192,719
+HK$11,054/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$363,330/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,175
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,275
−HK$5,174/mo
Today · 4.125%
HK$200,449
baseline
▲ 0.50% · 4.625%
HK$211,015
+HK$10,566/mo
Deposit HK$16.06M · loan HK$37.48M · min. income ≈ HK$400,898/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,786
−HK$13,783/mo
▼ 0.25% · 3.875%
HK$226,623
−HK$6,946/mo
Today · 4.125%
HK$233,569
baseline
▲ 0.50% · 4.625%
HK$247,781
+HK$14,212/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$467,138/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,510
−HK$13,210/mo
▼ 0.25% · 3.875%
HK$251,068
−HK$6,652/mo
Today · 4.125%
HK$257,720
baseline
▲ 0.50% · 4.625%
HK$271,305
+HK$13,585/mo
Deposit HK$5.35M · loan HK$48.19M · min. income ≈ HK$515,440/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,275,798 · Scale 2, in force from 26 Feb 2026)