LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,119
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$125,917
−HK$3,860/mo
Today · 4.125%
HK$129,777
baseline
▲ 0.50% · 4.625%
HK$137,673
+HK$7,896/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$259,554/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,856
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,499
−HK$3,697/mo
Today · 4.125%
HK$143,196
baseline
▲ 0.50% · 4.625%
HK$150,744
+HK$7,548/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$286,392/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,542
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,101
−HK$4,631/mo
Today · 4.125%
HK$155,732
baseline
▲ 0.50% · 4.625%
HK$165,208
+HK$9,476/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$311,464/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,027
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,399
−HK$4,436/mo
Today · 4.125%
HK$171,835
baseline
▲ 0.50% · 4.625%
HK$180,893
+HK$9,058/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$343,670/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,966
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$176,284
−HK$5,403/mo
Today · 4.125%
HK$181,687
baseline
▲ 0.50% · 4.625%
HK$192,743
+HK$11,056/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$363,374/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,198
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$195,299
−HK$5,175/mo
Today · 4.125%
HK$200,474
baseline
▲ 0.50% · 4.625%
HK$211,041
+HK$10,567/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$400,948/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,814
−HK$13,784/mo
▼ 0.25% · 3.875%
HK$226,651
−HK$6,947/mo
Today · 4.125%
HK$233,598
baseline
▲ 0.50% · 4.625%
HK$247,812
+HK$14,214/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$467,196/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,541
−HK$13,211/mo
▼ 0.25% · 3.875%
HK$251,099
−HK$6,653/mo
Today · 4.125%
HK$257,752
baseline
▲ 0.50% · 4.625%
HK$271,339
+HK$13,587/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$515,504/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,081 · Scale 2, in force from 26 Feb 2026)