LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,126
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,925
−HK$3,860/mo
Today · 4.125%
HK$129,785
baseline
▲ 0.50% · 4.625%
HK$137,682
+HK$7,897/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$259,570/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,864
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,508
−HK$3,696/mo
Today · 4.125%
HK$143,204
baseline
▲ 0.50% · 4.625%
HK$150,753
+HK$7,549/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$286,408/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,551
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,110
−HK$4,631/mo
Today · 4.125%
HK$155,741
baseline
▲ 0.50% · 4.625%
HK$165,218
+HK$9,477/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$311,482/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,037
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,410
−HK$4,435/mo
Today · 4.125%
HK$171,845
baseline
▲ 0.50% · 4.625%
HK$180,904
+HK$9,059/mo
Deposit HK$21.42M · loan HK$32.13M · min. income ≈ HK$343,690/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,977
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$176,295
−HK$5,403/mo
Today · 4.125%
HK$181,698
baseline
▲ 0.50% · 4.625%
HK$192,754
+HK$11,056/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$363,396/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,210
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$195,311
−HK$5,175/mo
Today · 4.125%
HK$200,486
baseline
▲ 0.50% · 4.625%
HK$211,054
+HK$10,568/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$400,972/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,827
−HK$13,785/mo
▼ 0.25% · 3.875%
HK$226,665
−HK$6,947/mo
Today · 4.125%
HK$233,612
baseline
▲ 0.50% · 4.625%
HK$247,827
+HK$14,215/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$467,224/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,555
−HK$13,213/mo
▼ 0.25% · 3.875%
HK$251,114
−HK$6,654/mo
Today · 4.125%
HK$257,768
baseline
▲ 0.50% · 4.625%
HK$271,355
+HK$13,587/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$515,536/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,219 · Scale 2, in force from 26 Feb 2026)