LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,213
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,593
−HK$386/mo
Today · 4.125%
HK$12,979
baseline
▲ 0.50% · 4.625%
HK$13,768
+HK$789/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,958/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,586
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,951
−HK$370/mo
Today · 4.125%
HK$14,321
baseline
▲ 0.50% · 4.625%
HK$15,075
+HK$754/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,642/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,655
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,111
−HK$463/mo
Today · 4.125%
HK$15,574
baseline
▲ 0.50% · 4.625%
HK$16,522
+HK$948/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,148/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,304
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,741
−HK$444/mo
Today · 4.125%
HK$17,185
baseline
▲ 0.50% · 4.625%
HK$18,090
+HK$905/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,370/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,098
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,630
−HK$540/mo
Today · 4.125%
HK$18,170
baseline
▲ 0.50% · 4.625%
HK$19,276
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,340/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,021
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,531
−HK$518/mo
Today · 4.125%
HK$20,049
baseline
▲ 0.50% · 4.625%
HK$21,106
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,098/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$694/mo
Today · 4.125%
HK$23,361
baseline
▲ 0.50% · 4.625%
HK$24,783
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,722/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,456
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$665/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,359/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,507 · Scale 2, in force from 26 Feb 2026)