LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,127
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,926
−HK$3,860/mo
Today · 4.125%
HK$129,786
baseline
▲ 0.50% · 4.625%
HK$137,683
+HK$7,897/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$259,572/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,866
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,509
−HK$3,697/mo
Today · 4.125%
HK$143,206
baseline
▲ 0.50% · 4.625%
HK$150,755
+HK$7,549/mo
Deposit HK$26.78M · loan HK$26.78M · min. income ≈ HK$286,412/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,553
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,112
−HK$4,631/mo
Today · 4.125%
HK$155,743
baseline
▲ 0.50% · 4.625%
HK$165,220
+HK$9,477/mo
Deposit HK$21.42M · loan HK$32.14M · min. income ≈ HK$311,486/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,039
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,411
−HK$4,436/mo
Today · 4.125%
HK$171,847
baseline
▲ 0.50% · 4.625%
HK$180,905
+HK$9,058/mo
Deposit HK$21.42M · loan HK$32.14M · min. income ≈ HK$343,694/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,978
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$176,297
−HK$5,403/mo
Today · 4.125%
HK$181,700
baseline
▲ 0.50% · 4.625%
HK$192,756
+HK$11,056/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$363,400/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,212
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$195,313
−HK$5,175/mo
Today · 4.125%
HK$200,488
baseline
▲ 0.50% · 4.625%
HK$211,056
+HK$10,568/mo
Deposit HK$16.07M · loan HK$37.49M · min. income ≈ HK$400,976/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,829
−HK$13,786/mo
▼ 0.25% · 3.875%
HK$226,667
−HK$6,948/mo
Today · 4.125%
HK$233,615
baseline
▲ 0.50% · 4.625%
HK$247,830
+HK$14,215/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$467,230/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,558
−HK$13,213/mo
▼ 0.25% · 3.875%
HK$251,117
−HK$6,654/mo
Today · 4.125%
HK$257,771
baseline
▲ 0.50% · 4.625%
HK$271,358
+HK$13,587/mo
Deposit HK$5.36M · loan HK$48.20M · min. income ≈ HK$515,542/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,243 · Scale 2, in force from 26 Feb 2026)