LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,215
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,595
−HK$386/mo
Today · 4.125%
HK$12,981
baseline
▲ 0.50% · 4.625%
HK$13,771
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,962/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,589
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,954
−HK$370/mo
Today · 4.125%
HK$14,324
baseline
▲ 0.50% · 4.625%
HK$15,079
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,648/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,658
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,114
−HK$464/mo
Today · 4.125%
HK$15,578
baseline
▲ 0.50% · 4.625%
HK$16,525
+HK$947/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,156/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,307
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,745
−HK$443/mo
Today · 4.125%
HK$17,188
baseline
▲ 0.50% · 4.625%
HK$18,094
+HK$906/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,376/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,101
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,633
−HK$541/mo
Today · 4.125%
HK$18,174
baseline
▲ 0.50% · 4.625%
HK$19,280
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,348/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,025
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,535
−HK$518/mo
Today · 4.125%
HK$20,053
baseline
▲ 0.50% · 4.625%
HK$21,110
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,106/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,987
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,671
−HK$695/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$665/mo
Today · 4.125%
HK$25,782
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,359/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,564/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,532 · Scale 2, in force from 26 Feb 2026)