LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,158
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,958
−HK$3,861/mo
Today · 4.125%
HK$129,819
baseline
▲ 0.50% · 4.625%
HK$137,718
+HK$7,899/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$259,638/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,900
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,545
−HK$3,697/mo
Today · 4.125%
HK$143,242
baseline
▲ 0.50% · 4.625%
HK$150,793
+HK$7,551/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$286,484/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,590
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$151,150
−HK$4,632/mo
Today · 4.125%
HK$155,782
baseline
▲ 0.50% · 4.625%
HK$165,261
+HK$9,479/mo
Deposit HK$21.43M · loan HK$32.14M · min. income ≈ HK$311,564/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,080
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$167,453
−HK$4,437/mo
Today · 4.125%
HK$171,890
baseline
▲ 0.50% · 4.625%
HK$180,951
+HK$9,061/mo
Deposit HK$21.43M · loan HK$32.14M · min. income ≈ HK$343,780/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,022
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$176,341
−HK$5,405/mo
Today · 4.125%
HK$181,746
baseline
▲ 0.50% · 4.625%
HK$192,805
+HK$11,059/mo
Deposit HK$16.07M · loan HK$37.50M · min. income ≈ HK$363,492/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,260
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$195,362
−HK$5,177/mo
Today · 4.125%
HK$200,539
baseline
▲ 0.50% · 4.625%
HK$211,110
+HK$10,571/mo
Deposit HK$16.07M · loan HK$37.50M · min. income ≈ HK$401,078/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,885
−HK$13,789/mo
▼ 0.25% · 3.875%
HK$226,724
−HK$6,950/mo
Today · 4.125%
HK$233,674
baseline
▲ 0.50% · 4.625%
HK$247,892
+HK$14,218/mo
Deposit HK$5.36M · loan HK$48.21M · min. income ≈ HK$467,348/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,620
−HK$13,216/mo
▼ 0.25% · 3.875%
HK$251,180
−HK$6,656/mo
Today · 4.125%
HK$257,836
baseline
▲ 0.50% · 4.625%
HK$271,427
+HK$13,591/mo
Deposit HK$5.36M · loan HK$48.21M · min. income ≈ HK$515,672/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$2,276,817 · Scale 2, in force from 26 Feb 2026)