LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,216
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,596
−HK$386/mo
Today · 4.125%
HK$12,982
baseline
▲ 0.50% · 4.625%
HK$13,772
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,964/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,590
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,955
−HK$370/mo
Today · 4.125%
HK$14,325
baseline
▲ 0.50% · 4.625%
HK$15,080
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,650/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,660
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,116
−HK$463/mo
Today · 4.125%
HK$15,579
baseline
▲ 0.50% · 4.625%
HK$16,527
+HK$948/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,158/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,309
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,746
−HK$444/mo
Today · 4.125%
HK$17,190
baseline
▲ 0.50% · 4.625%
HK$18,096
+HK$906/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,380/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,103
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,635
−HK$540/mo
Today · 4.125%
HK$18,175
baseline
▲ 0.50% · 4.625%
HK$19,281
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,350/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,027
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,537
−HK$518/mo
Today · 4.125%
HK$20,055
baseline
▲ 0.50% · 4.625%
HK$21,112
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,110/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,989
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,673
−HK$695/mo
Today · 4.125%
HK$23,368
baseline
▲ 0.50% · 4.625%
HK$24,790
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,736/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,463
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,119
−HK$666/mo
Today · 4.125%
HK$25,785
baseline
▲ 0.50% · 4.625%
HK$27,144
+HK$1,359/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,570/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,542 · Scale 2, in force from 26 Feb 2026)