LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,217
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,597
−HK$387/mo
Today · 4.125%
HK$12,984
baseline
▲ 0.50% · 4.625%
HK$13,774
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,968/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,592
−HK$734/mo
▼ 0.25% · 3.875%
HK$13,956
−HK$370/mo
Today · 4.125%
HK$14,326
baseline
▲ 0.50% · 4.625%
HK$15,081
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,652/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,661
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,117
−HK$463/mo
Today · 4.125%
HK$15,580
baseline
▲ 0.50% · 4.625%
HK$16,528
+HK$948/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,160/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,310
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,748
−HK$443/mo
Today · 4.125%
HK$17,191
baseline
▲ 0.50% · 4.625%
HK$18,098
+HK$907/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,382/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,104
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,636
−HK$541/mo
Today · 4.125%
HK$18,177
baseline
▲ 0.50% · 4.625%
HK$19,283
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,028
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,539
−HK$518/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,114
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,991
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,675
−HK$695/mo
Today · 4.125%
HK$23,370
baseline
▲ 0.50% · 4.625%
HK$24,792
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,740/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,465
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,121
−HK$666/mo
Today · 4.125%
HK$25,787
baseline
▲ 0.50% · 4.625%
HK$27,146
+HK$1,359/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,574/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,554 · Scale 2, in force from 26 Feb 2026)