LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,218
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,598
−HK$386/mo
Today · 4.125%
HK$12,984
baseline
▲ 0.50% · 4.625%
HK$13,774
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,968/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,593
−HK$734/mo
▼ 0.25% · 3.875%
HK$13,957
−HK$370/mo
Today · 4.125%
HK$14,327
baseline
▲ 0.50% · 4.625%
HK$15,082
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,654/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,662
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,118
−HK$463/mo
Today · 4.125%
HK$15,581
baseline
▲ 0.50% · 4.625%
HK$16,529
+HK$948/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,162/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,311
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,749
−HK$443/mo
Today · 4.125%
HK$17,192
baseline
▲ 0.50% · 4.625%
HK$18,099
+HK$907/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,384/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,105
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,637
−HK$541/mo
Today · 4.125%
HK$18,178
baseline
▲ 0.50% · 4.625%
HK$19,284
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,356/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,030
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,540
−HK$518/mo
Today · 4.125%
HK$20,058
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,116/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,993
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,677
−HK$695/mo
Today · 4.125%
HK$23,372
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,744/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,123
−HK$665/mo
Today · 4.125%
HK$25,788
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,360/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,576/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,561 · Scale 2, in force from 26 Feb 2026)