LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,187
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$125,988
−HK$3,862/mo
Today · 4.125%
HK$129,850
baseline
▲ 0.50% · 4.625%
HK$137,751
+HK$7,901/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$259,700/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,932
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,578
−HK$3,698/mo
Today · 4.125%
HK$143,276
baseline
▲ 0.50% · 4.625%
HK$150,829
+HK$7,553/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$286,552/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,625
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,186
−HK$4,634/mo
Today · 4.125%
HK$155,820
baseline
▲ 0.50% · 4.625%
HK$165,301
+HK$9,481/mo
Deposit HK$21.43M · loan HK$32.15M · min. income ≈ HK$311,640/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,119
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$167,493
−HK$4,438/mo
Today · 4.125%
HK$171,931
baseline
▲ 0.50% · 4.625%
HK$180,994
+HK$9,063/mo
Deposit HK$21.43M · loan HK$32.15M · min. income ≈ HK$343,862/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,062
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$176,383
−HK$5,406/mo
Today · 4.125%
HK$181,789
baseline
▲ 0.50% · 4.625%
HK$192,851
+HK$11,062/mo
Deposit HK$16.08M · loan HK$37.51M · min. income ≈ HK$363,578/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,305
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$195,409
−HK$5,178/mo
Today · 4.125%
HK$200,587
baseline
▲ 0.50% · 4.625%
HK$211,160
+HK$10,573/mo
Deposit HK$16.08M · loan HK$37.51M · min. income ≈ HK$401,174/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,937
−HK$13,792/mo
▼ 0.25% · 3.875%
HK$226,779
−HK$6,950/mo
Today · 4.125%
HK$233,729
baseline
▲ 0.50% · 4.625%
HK$247,951
+HK$14,222/mo
Deposit HK$5.36M · loan HK$48.23M · min. income ≈ HK$467,458/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,678
−HK$13,219/mo
▼ 0.25% · 3.875%
HK$251,240
−HK$6,657/mo
Today · 4.125%
HK$257,897
baseline
▲ 0.50% · 4.625%
HK$271,491
+HK$13,594/mo
Deposit HK$5.36M · loan HK$48.23M · min. income ≈ HK$515,794/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,277,360 · Scale 2, in force from 26 Feb 2026)