LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,199
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$126,000
−HK$3,862/mo
Today · 4.125%
HK$129,862
baseline
▲ 0.50% · 4.625%
HK$137,763
+HK$7,901/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$259,724/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,945
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,591
−HK$3,699/mo
Today · 4.125%
HK$143,290
baseline
▲ 0.50% · 4.625%
HK$150,843
+HK$7,553/mo
Deposit HK$26.79M · loan HK$26.79M · min. income ≈ HK$286,580/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,638
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$151,200
−HK$4,634/mo
Today · 4.125%
HK$155,834
baseline
▲ 0.50% · 4.625%
HK$165,316
+HK$9,482/mo
Deposit HK$21.44M · loan HK$32.15M · min. income ≈ HK$311,668/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,134
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$167,509
−HK$4,438/mo
Today · 4.125%
HK$171,947
baseline
▲ 0.50% · 4.625%
HK$181,011
+HK$9,064/mo
Deposit HK$21.44M · loan HK$32.15M · min. income ≈ HK$343,894/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,078
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$176,400
−HK$5,406/mo
Today · 4.125%
HK$181,806
baseline
▲ 0.50% · 4.625%
HK$192,869
+HK$11,063/mo
Deposit HK$16.08M · loan HK$37.51M · min. income ≈ HK$363,612/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,323
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$195,427
−HK$5,178/mo
Today · 4.125%
HK$200,605
baseline
▲ 0.50% · 4.625%
HK$211,180
+HK$10,575/mo
Deposit HK$16.08M · loan HK$37.51M · min. income ≈ HK$401,210/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,958
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$226,800
−HK$6,951/mo
Today · 4.125%
HK$233,751
baseline
▲ 0.50% · 4.625%
HK$247,974
+HK$14,223/mo
Deposit HK$5.36M · loan HK$48.23M · min. income ≈ HK$467,502/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,701
−HK$13,220/mo
▼ 0.25% · 3.875%
HK$251,263
−HK$6,658/mo
Today · 4.125%
HK$257,921
baseline
▲ 0.50% · 4.625%
HK$271,517
+HK$13,596/mo
Deposit HK$5.36M · loan HK$48.23M · min. income ≈ HK$515,842/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,277,571 · Scale 2, in force from 26 Feb 2026)