LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,221
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,601
−HK$386/mo
Today · 4.125%
HK$12,987
baseline
▲ 0.50% · 4.625%
HK$13,777
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,974/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,595
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,960
−HK$370/mo
Today · 4.125%
HK$14,330
baseline
▲ 0.50% · 4.625%
HK$15,085
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,660/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,665
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,121
−HK$463/mo
Today · 4.125%
HK$15,584
baseline
▲ 0.50% · 4.625%
HK$16,533
+HK$949/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$31,168/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,314
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,752
−HK$444/mo
Today · 4.125%
HK$17,196
baseline
▲ 0.50% · 4.625%
HK$18,102
+HK$906/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$34,392/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,109
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,641
−HK$541/mo
Today · 4.125%
HK$18,182
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,364/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,033
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$518/mo
Today · 4.125%
HK$20,062
baseline
▲ 0.50% · 4.625%
HK$21,119
+HK$1,057/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,124/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,681
−HK$696/mo
Today · 4.125%
HK$23,377
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,754/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,472
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,128
−HK$666/mo
Today · 4.125%
HK$25,794
baseline
▲ 0.50% · 4.625%
HK$27,153
+HK$1,359/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,588/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,585 · Scale 2, in force from 26 Feb 2026)