LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,242
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,045
−HK$3,863/mo
Today · 4.125%
HK$129,908
baseline
▲ 0.50% · 4.625%
HK$137,813
+HK$7,905/mo
Deposit HK$26.80M · loan HK$26.80M · min. income ≈ HK$259,816/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,993
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,641
−HK$3,700/mo
Today · 4.125%
HK$143,341
baseline
▲ 0.50% · 4.625%
HK$150,896
+HK$7,555/mo
Deposit HK$26.80M · loan HK$26.80M · min. income ≈ HK$286,682/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,691
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,254
−HK$4,636/mo
Today · 4.125%
HK$155,890
baseline
▲ 0.50% · 4.625%
HK$165,375
+HK$9,485/mo
Deposit HK$21.44M · loan HK$32.17M · min. income ≈ HK$311,780/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,192
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$167,569
−HK$4,440/mo
Today · 4.125%
HK$172,009
baseline
▲ 0.50% · 4.625%
HK$181,076
+HK$9,067/mo
Deposit HK$21.44M · loan HK$32.17M · min. income ≈ HK$344,018/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,139
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,463
−HK$5,408/mo
Today · 4.125%
HK$181,871
baseline
▲ 0.50% · 4.625%
HK$192,938
+HK$11,067/mo
Deposit HK$16.08M · loan HK$37.53M · min. income ≈ HK$363,742/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,391
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,497
−HK$5,180/mo
Today · 4.125%
HK$200,677
baseline
▲ 0.50% · 4.625%
HK$211,255
+HK$10,578/mo
Deposit HK$16.08M · loan HK$37.53M · min. income ≈ HK$401,354/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,036
−HK$13,799/mo
▼ 0.25% · 3.875%
HK$226,881
−HK$6,954/mo
Today · 4.125%
HK$233,835
baseline
▲ 0.50% · 4.625%
HK$248,063
+HK$14,228/mo
Deposit HK$5.36M · loan HK$48.25M · min. income ≈ HK$467,670/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,788
−HK$13,225/mo
▼ 0.25% · 3.875%
HK$251,353
−HK$6,660/mo
Today · 4.125%
HK$258,013
baseline
▲ 0.50% · 4.625%
HK$271,614
+HK$13,601/mo
Deposit HK$5.36M · loan HK$48.25M · min. income ≈ HK$516,026/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,386 · Scale 2, in force from 26 Feb 2026)