LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,224
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,605
−HK$386/mo
Today · 4.125%
HK$12,991
baseline
▲ 0.50% · 4.625%
HK$13,781
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,982/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,599
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,964
−HK$370/mo
Today · 4.125%
HK$14,334
baseline
▲ 0.50% · 4.625%
HK$15,090
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,668/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,669
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,125
−HK$464/mo
Today · 4.125%
HK$15,589
baseline
▲ 0.50% · 4.625%
HK$16,538
+HK$949/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$31,178/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,319
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,757
−HK$444/mo
Today · 4.125%
HK$17,201
baseline
▲ 0.50% · 4.625%
HK$18,108
+HK$907/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$34,402/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,114
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,646
−HK$541/mo
Today · 4.125%
HK$18,187
baseline
▲ 0.50% · 4.625%
HK$19,294
+HK$1,107/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,374/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,039
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$518/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,126
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,004
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$696/mo
Today · 4.125%
HK$23,384
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,422/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,768/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$666/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,360/mo
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,621 · Scale 2, in force from 26 Feb 2026)