LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,251
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,054
−HK$3,863/mo
Today · 4.125%
HK$129,917
baseline
▲ 0.50% · 4.625%
HK$137,823
+HK$7,906/mo
Deposit HK$26.81M · loan HK$26.81M · min. income ≈ HK$259,834/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,003
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,651
−HK$3,700/mo
Today · 4.125%
HK$143,351
baseline
▲ 0.50% · 4.625%
HK$150,907
+HK$7,556/mo
Deposit HK$26.81M · loan HK$26.81M · min. income ≈ HK$286,702/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,701
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$151,265
−HK$4,636/mo
Today · 4.125%
HK$155,901
baseline
▲ 0.50% · 4.625%
HK$165,387
+HK$9,486/mo
Deposit HK$21.45M · loan HK$32.17M · min. income ≈ HK$311,802/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,204
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$167,581
−HK$4,440/mo
Today · 4.125%
HK$172,021
baseline
▲ 0.50% · 4.625%
HK$181,089
+HK$9,068/mo
Deposit HK$21.45M · loan HK$32.17M · min. income ≈ HK$344,042/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,152
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,475
−HK$5,409/mo
Today · 4.125%
HK$181,884
baseline
▲ 0.50% · 4.625%
HK$192,952
+HK$11,068/mo
Deposit HK$16.08M · loan HK$37.53M · min. income ≈ HK$363,768/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,405
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$195,511
−HK$5,181/mo
Today · 4.125%
HK$200,692
baseline
▲ 0.50% · 4.625%
HK$211,270
+HK$10,578/mo
Deposit HK$16.08M · loan HK$37.53M · min. income ≈ HK$401,384/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,052
−HK$13,799/mo
▼ 0.25% · 3.875%
HK$226,897
−HK$6,954/mo
Today · 4.125%
HK$233,851
baseline
▲ 0.50% · 4.625%
HK$248,081
+HK$14,230/mo
Deposit HK$5.36M · loan HK$48.25M · min. income ≈ HK$467,702/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,806
−HK$13,226/mo
▼ 0.25% · 3.875%
HK$251,371
−HK$6,661/mo
Today · 4.125%
HK$258,032
baseline
▲ 0.50% · 4.625%
HK$271,633
+HK$13,601/mo
Deposit HK$5.36M · loan HK$48.25M · min. income ≈ HK$516,064/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,550 · Scale 2, in force from 26 Feb 2026)