LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,261
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,064
−HK$3,864/mo
Today · 4.125%
HK$129,928
baseline
▲ 0.50% · 4.625%
HK$137,834
+HK$7,906/mo
Deposit HK$26.81M · loan HK$26.81M · min. income ≈ HK$259,856/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,015
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,662
−HK$3,701/mo
Today · 4.125%
HK$143,363
baseline
▲ 0.50% · 4.625%
HK$150,920
+HK$7,557/mo
Deposit HK$26.81M · loan HK$26.81M · min. income ≈ HK$286,726/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,714
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$151,277
−HK$4,637/mo
Today · 4.125%
HK$155,914
baseline
▲ 0.50% · 4.625%
HK$165,401
+HK$9,487/mo
Deposit HK$21.45M · loan HK$32.17M · min. income ≈ HK$311,828/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,217
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$167,595
−HK$4,441/mo
Today · 4.125%
HK$172,036
baseline
▲ 0.50% · 4.625%
HK$181,104
+HK$9,068/mo
Deposit HK$21.45M · loan HK$32.17M · min. income ≈ HK$344,072/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,166
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$176,490
−HK$5,410/mo
Today · 4.125%
HK$181,900
baseline
▲ 0.50% · 4.625%
HK$192,968
+HK$11,068/mo
Deposit HK$16.09M · loan HK$37.53M · min. income ≈ HK$363,800/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,420
−HK$10,288/mo
▼ 0.25% · 3.875%
HK$195,527
−HK$5,181/mo
Today · 4.125%
HK$200,708
baseline
▲ 0.50% · 4.625%
HK$211,288
+HK$10,580/mo
Deposit HK$16.09M · loan HK$37.53M · min. income ≈ HK$401,416/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,071
−HK$13,800/mo
▼ 0.25% · 3.875%
HK$226,916
−HK$6,955/mo
Today · 4.125%
HK$233,871
baseline
▲ 0.50% · 4.625%
HK$248,101
+HK$14,230/mo
Deposit HK$5.36M · loan HK$48.26M · min. income ≈ HK$467,742/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,826
−HK$13,227/mo
▼ 0.25% · 3.875%
HK$251,392
−HK$6,661/mo
Today · 4.125%
HK$258,053
baseline
▲ 0.50% · 4.625%
HK$271,656
+HK$13,603/mo
Deposit HK$5.36M · loan HK$48.26M · min. income ≈ HK$516,106/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,278,739 · Scale 2, in force from 26 Feb 2026)