LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,228
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,608
−HK$387/mo
Today · 4.125%
HK$12,995
baseline
▲ 0.50% · 4.625%
HK$13,785
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,990/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,603
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,968
−HK$370/mo
Today · 4.125%
HK$14,338
baseline
▲ 0.50% · 4.625%
HK$15,094
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,676/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,673
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,130
−HK$464/mo
Today · 4.125%
HK$15,594
baseline
▲ 0.50% · 4.625%
HK$16,542
+HK$948/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$31,188/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,324
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,762
−HK$444/mo
Today · 4.125%
HK$17,206
baseline
▲ 0.50% · 4.625%
HK$18,113
+HK$907/mo
Deposit HK$2.14M · loan HK$3.22M · min. income ≈ HK$34,412/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,119
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,652
−HK$541/mo
Today · 4.125%
HK$18,193
baseline
▲ 0.50% · 4.625%
HK$19,299
+HK$1,106/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,386/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,045
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,555
−HK$519/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,132
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,010
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$695/mo
Today · 4.125%
HK$23,390
baseline
▲ 0.50% · 4.625%
HK$24,814
+HK$1,424/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,780/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,486
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,143
−HK$666/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,360/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)