LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,230
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,610
−HK$387/mo
Today · 4.125%
HK$12,997
baseline
▲ 0.50% · 4.625%
HK$13,787
+HK$790/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,994/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,605
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,970
−HK$371/mo
Today · 4.125%
HK$14,341
baseline
▲ 0.50% · 4.625%
HK$15,096
+HK$755/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,682/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,676
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,132
−HK$464/mo
Today · 4.125%
HK$15,596
baseline
▲ 0.50% · 4.625%
HK$16,545
+HK$949/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,192/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,327
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,764
−HK$445/mo
Today · 4.125%
HK$17,209
baseline
▲ 0.50% · 4.625%
HK$18,116
+HK$907/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,418/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,122
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,654
−HK$541/mo
Today · 4.125%
HK$18,195
baseline
▲ 0.50% · 4.625%
HK$19,302
+HK$1,107/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,390/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,048
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,559
−HK$518/mo
Today · 4.125%
HK$20,077
baseline
▲ 0.50% · 4.625%
HK$21,135
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,154/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,014
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,698
−HK$696/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,423/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,147
−HK$666/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,174
+HK$1,361/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,675 · Scale 2, in force from 26 Feb 2026)