LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,306
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,110
−HK$3,866/mo
Today · 4.125%
HK$129,976
baseline
▲ 0.50% · 4.625%
HK$137,884
+HK$7,908/mo
Deposit HK$26.82M · loan HK$26.82M · min. income ≈ HK$259,952/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,064
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,713
−HK$3,702/mo
Today · 4.125%
HK$143,415
baseline
▲ 0.50% · 4.625%
HK$150,975
+HK$7,560/mo
Deposit HK$26.82M · loan HK$26.82M · min. income ≈ HK$286,830/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,767
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$151,333
−HK$4,638/mo
Today · 4.125%
HK$155,971
baseline
▲ 0.50% · 4.625%
HK$165,461
+HK$9,490/mo
Deposit HK$21.45M · loan HK$32.18M · min. income ≈ HK$311,942/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,277
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$167,656
−HK$4,442/mo
Today · 4.125%
HK$172,098
baseline
▲ 0.50% · 4.625%
HK$181,170
+HK$9,072/mo
Deposit HK$21.45M · loan HK$32.18M · min. income ≈ HK$344,196/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,228
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$176,555
−HK$5,411/mo
Today · 4.125%
HK$181,966
baseline
▲ 0.50% · 4.625%
HK$193,038
+HK$11,072/mo
Deposit HK$16.09M · loan HK$37.55M · min. income ≈ HK$363,932/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,490
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$195,599
−HK$5,183/mo
Today · 4.125%
HK$200,782
baseline
▲ 0.50% · 4.625%
HK$211,365
+HK$10,583/mo
Deposit HK$16.09M · loan HK$37.55M · min. income ≈ HK$401,564/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,151
−HK$13,805/mo
▼ 0.25% · 3.875%
HK$226,999
−HK$6,957/mo
Today · 4.125%
HK$233,956
baseline
▲ 0.50% · 4.625%
HK$248,192
+HK$14,236/mo
Deposit HK$5.36M · loan HK$48.27M · min. income ≈ HK$467,912/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,916
−HK$13,232/mo
▼ 0.25% · 3.875%
HK$251,484
−HK$6,664/mo
Today · 4.125%
HK$258,148
baseline
▲ 0.50% · 4.625%
HK$271,755
+HK$13,607/mo
Deposit HK$5.36M · loan HK$48.27M · min. income ≈ HK$516,296/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,279,572 · Scale 2, in force from 26 Feb 2026)