LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,232
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,612
−HK$387/mo
Today · 4.125%
HK$12,999
baseline
▲ 0.50% · 4.625%
HK$13,790
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$25,998/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,608
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,973
−HK$370/mo
Today · 4.125%
HK$14,343
baseline
▲ 0.50% · 4.625%
HK$15,099
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,686/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,678
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,135
−HK$463/mo
Today · 4.125%
HK$15,598
baseline
▲ 0.50% · 4.625%
HK$16,548
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,196/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,329
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,767
−HK$444/mo
Today · 4.125%
HK$17,211
baseline
▲ 0.50% · 4.625%
HK$18,119
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,422/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,124
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,657
−HK$541/mo
Today · 4.125%
HK$18,198
baseline
▲ 0.50% · 4.625%
HK$19,306
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$36,396/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,051
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,562
−HK$518/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,138
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.75M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$696/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,423/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$666/mo
Today · 4.125%
HK$25,817
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,361/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$51,634/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,695 · Scale 2, in force from 26 Feb 2026)