LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,319
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,124
−HK$3,866/mo
Today · 4.125%
HK$129,990
baseline
▲ 0.50% · 4.625%
HK$137,900
+HK$7,910/mo
Deposit HK$26.82M · loan HK$26.82M · min. income ≈ HK$259,980/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,079
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,729
−HK$3,702/mo
Today · 4.125%
HK$143,431
baseline
▲ 0.50% · 4.625%
HK$150,992
+HK$7,561/mo
Deposit HK$26.82M · loan HK$26.82M · min. income ≈ HK$286,862/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,783
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$151,349
−HK$4,639/mo
Today · 4.125%
HK$155,988
baseline
▲ 0.50% · 4.625%
HK$165,479
+HK$9,491/mo
Deposit HK$21.46M · loan HK$32.19M · min. income ≈ HK$311,976/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,295
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$167,674
−HK$4,443/mo
Today · 4.125%
HK$172,117
baseline
▲ 0.50% · 4.625%
HK$181,190
+HK$9,073/mo
Deposit HK$21.46M · loan HK$32.19M · min. income ≈ HK$344,234/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,247
−HK$10,739/mo
▼ 0.25% · 3.875%
HK$176,574
−HK$5,412/mo
Today · 4.125%
HK$181,986
baseline
▲ 0.50% · 4.625%
HK$193,059
+HK$11,073/mo
Deposit HK$16.09M · loan HK$37.55M · min. income ≈ HK$363,972/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,511
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$195,620
−HK$5,184/mo
Today · 4.125%
HK$200,804
baseline
▲ 0.50% · 4.625%
HK$211,388
+HK$10,584/mo
Deposit HK$16.09M · loan HK$37.55M · min. income ≈ HK$401,608/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,175
−HK$13,807/mo
▼ 0.25% · 3.875%
HK$227,024
−HK$6,958/mo
Today · 4.125%
HK$233,982
baseline
▲ 0.50% · 4.625%
HK$248,219
+HK$14,237/mo
Deposit HK$5.36M · loan HK$48.28M · min. income ≈ HK$467,964/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,943
−HK$13,233/mo
▼ 0.25% · 3.875%
HK$251,512
−HK$6,664/mo
Today · 4.125%
HK$258,176
baseline
▲ 0.50% · 4.625%
HK$271,785
+HK$13,609/mo
Deposit HK$5.36M · loan HK$48.28M · min. income ≈ HK$516,352/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$2,279,822 · Scale 2, in force from 26 Feb 2026)