LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,233
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,614
−HK$387/mo
Today · 4.125%
HK$13,001
baseline
▲ 0.50% · 4.625%
HK$13,792
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,002/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,610
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,975
−HK$370/mo
Today · 4.125%
HK$14,345
baseline
▲ 0.50% · 4.625%
HK$15,101
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,690/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,680
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,137
−HK$464/mo
Today · 4.125%
HK$15,601
baseline
▲ 0.50% · 4.625%
HK$16,550
+HK$949/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,202/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,332
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,770
−HK$444/mo
Today · 4.125%
HK$17,214
baseline
▲ 0.50% · 4.625%
HK$18,121
+HK$907/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,428/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,127
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,660
−HK$541/mo
Today · 4.125%
HK$18,201
baseline
▲ 0.50% · 4.625%
HK$19,308
+HK$1,107/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,402/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,053
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,564
−HK$519/mo
Today · 4.125%
HK$20,083
baseline
▲ 0.50% · 4.625%
HK$21,141
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,166/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,020
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$696/mo
Today · 4.125%
HK$23,401
baseline
▲ 0.50% · 4.625%
HK$24,825
+HK$1,424/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,802/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,497
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,154
−HK$667/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,361/mo
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,712 · Scale 2, in force from 26 Feb 2026)