LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,236
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,616
−HK$387/mo
Today · 4.125%
HK$13,003
baseline
▲ 0.50% · 4.625%
HK$13,794
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,006/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,612
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,977
−HK$371/mo
Today · 4.125%
HK$14,348
baseline
▲ 0.50% · 4.625%
HK$15,104
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,696/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,683
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,140
−HK$464/mo
Today · 4.125%
HK$15,604
baseline
▲ 0.50% · 4.625%
HK$16,553
+HK$949/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,208/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,335
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,773
−HK$444/mo
Today · 4.125%
HK$17,217
baseline
▲ 0.50% · 4.625%
HK$18,125
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,434/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,130
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,663
−HK$541/mo
Today · 4.125%
HK$18,204
baseline
▲ 0.50% · 4.625%
HK$19,312
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,408/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,057
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$519/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,145
+HK$1,058/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,024
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,709
−HK$696/mo
Today · 4.125%
HK$23,405
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,425/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,810/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,502
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$667/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,187
+HK$1,361/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,734 · Scale 2, in force from 26 Feb 2026)